finance
Barcelona Activa offers fixed rate loans to self employed and microenterprises
The B credits programme provides 25,000 euro loans at a fixed 3 percent interest rate for five years.
How we reported this
Barcelona Activa offers the B credits programme providing 25,000 euro loans at a fixed 3 percent interest rate for five years to self employed individuals and microenterprises with a total budget of 4 million euros for 160 loans available until June 2027 according to item [13].
The ICF Lidera Comerç line offers retail restaurant and service sector businesses loans between 25,000 and 150,000 euros at a fixed 0.95 percent interest rate for up to seven years requiring at least four years of activity and a 17 percent turnover increase between 2021 and 2024 according to item [13].
Catalunya Caixa finances entrepreneurs with loans up to 40,000 euros over five years with no opening fees available to businesses in Catalonia including Barcelona according to item [13].
The ICF provides broader financing lines for SMEs and traders in Catalonia with loans from 10,000 to 100,000 euros offering a 70 percent guarantee on outstanding capital and terms of up to five years with a two year grace period according to item [13].
Sources: perplexity-sonar.
This article is general information only and is not personal financial or investment advice. Consider your own circumstances and seek licensed professional advice before making financial decisions.